Health Insurance Guides

We've created an extensive range of guides designed to give you as much information about the products you're interested in. Regularly updated and added to, we hope that the information we've created provides you with the knowledge and confidence you need. To speak to us about your specific requirements, please get in touch.

Our most popular health insurance guides

A person placing a coin into a pink piggy bank, representing saving money and budgeting for private health insurance costs in the UK

Average cost of health insurance

05 April 2026

by

Chris Steele

Group of people of middle aged people chatting about over 50s health insurance whilst sitting outside.

Over 50's health insurance

15 April 2026

by

Chris Steele

Young family with small children enjoying a bike adventure in nature. Everyone is wearing helmets, symbolising safety and protection, much like private health insurance.

Best Private Health Insurance in the UK 2026

13 May 2026

by

Chris Steele

Recently updated health insurance guides

Young family with small children enjoying a bike adventure in nature. Everyone is wearing helmets, symbolising safety and protection, much like private health insurance.

Best Private Health Insurance in the UK 2026

May 13, 2026

by

Chris Steele

A woman speaking with a therapist, representing mental health support through Vitality health insurance

Vitality mental health cover

May 13, 2026

by

Chris Steele

Tradesperson on his phone and laptop smiling whilst sorting his income protection insurance

Self-employed income protection

May 12, 2026

by

Hannah Nemeth

A healthcare professional wearing a lab coat and stethoscope working on a laptop, representing health insurance cover for doctors and medical professionals

Health insurance for dentists and doctors

May 12, 2026

by

Chris Steele

Business team meeting in an office discussing employee benefits and company health insurance

Health insurance for companies

May 12, 2026

by

Kirsty France

Couple reviewing finances and income protection insurance providers on their laptop at home

Best income protection insurance

May 12, 2026

by

Richard Eagling

A young child playing outdoors in a park, happily running through birds, representing healthy, active childhood supported by health insurance coverage

Health insurance for children

May 12, 2026

by

Chris Steele

Senior women having fun together after sport workout outdoor

Vitality health insurance review

May 12, 2026

by

Richard Eagling

Image of a family, with a man working on laptop at home

Self-employed health insurance

May 12, 2026

by

Kirsty France

Couple checking paperwork and laptop at home, representing managing health insurance renewals

Guide to health insurance renewals

May 12, 2026

by

Chris Steele

Two colleagues in an office reviewing documents together and smiling, representing employees considering their health insurance options after leaving a job

Continuing health insurance after leaving a job

May 12, 2026

by

Chris Steele

Happy family playing inside. Daughter sitting on dads shoulders

How much does family health insurance cost?

May 12, 2026

by

Chris Steele

Happy mother with little daughter tasting fresh harvest when standing in a greenhouse.

AXA Health Plan review

May 12, 2026

by

Richard Eagling

Smiling woman holding a bowl of healthy salad in a bright kitchen, representing a healthy lifestyle and cost-saving habits for health insurance.

Save money on your health insurance

May 12, 2026

by

Chris Steele

Couple discussing whether they should switch their health insurance policy from one provider to another

Should you switch health insurance?

May 12, 2026

by

Chris Steele

Father helping his young son ride a bike in a park, both smiling and enjoying time outdoors

Aviva review

May 12, 2026

by

Richard Eagling

three men discussing, Is health insurance worth it in the UK?

Is private health insurance worth it?

May 12, 2026

by

Chris Steele

A smiling professional walking outside an office building, representing a positive and cost-effective approach to managing company health insurance premiums

How to lower reduce health insurance premiums

May 12, 2026

by

Chris Steele

Family gardening together outdoors, representing parental care and health insurance for parents

Health insurance for parents

May 12, 2026

by

Chris Steele

Retired couple enjoying a walk in nature, representing wellbeing and health insurance for retirees

Health insurance for retirees

May 12, 2026

by

Chris Steele

Business professional presenting to colleagues in a modern office meeting room

Corporate health insurance

May 12, 2026

by

Chris Steele

Single parent and child enjoying baking together at home, illustrating family life and health insurance support

Single parent health insurance

May 12, 2026

by

Chris Steele

Group of people of middle aged people chatting about over 50s health insurance whilst sitting outside.

Over 50's health insurance

May 12, 2026

by

Chris Steele

Happy couple with their dog enjoying time outdoors, representing shared wellbeing and couple’s health insurance

Couple's health insurance

May 12, 2026

by

Kirsty France

Happy female GP shaking hand of happy patient

Private GP insurance

May 12, 2026

by

Chris Steele

A group of young professionals sitting together in a modern office, smiling and discussing documents, representing health insurance options for young adults and working professionals

Health insurance for young adults

May 12, 2026

by

Kirsty France

Business people brainstorming and chatting at workplace office

Is private health insurance more affordable than you think?

May 12, 2026

by

Kirsty France

A relaxed older couple sitting on a sofa at home, smiling while using a tablet together, representing reviewing and managing health insurance options for over 50s

How the over 50s can reduce the cost of health insurance

May 12, 2026

by

Kirsty France

A smiling woman with a backpack standing outdoors on a hillside trail, representing an active and healthy lifestyle for people managing diabetes

Health insurance for diabetics

May 12, 2026

by

Chris Steele

A happy couple wearing sunglasses outdoors, smiling and enjoying time together, representing peace of mind and wellbeing with comprehensive health insurance coverage

WPA health insurance review

May 12, 2026

by

Richard Eagling

Team of corporate professionals in office corridor

Can limited company pay for your health insurance?

May 12, 2026

by

Chris Steele

A well-dressed professional man in a suit talking on his phone outside a modern office building, representing premium private health insurance for high-net-worth individuals and global professionals

Bupa Private Client

May 12, 2026

by

Chris Steele

A woman wearing a headset working at a desk in a modern office, representing a contractor providing professional services and managing their own work and clients

Health insurance for contractors

May 12, 2026

by

Chris Steele

Smiling middle-aged man hiking on a mountain trail. Saga health insurance our expert review

Saga Health Insurance review

May 12, 2026

by

Richard Eagling

Two women sitting at a table using laptops and discussing options together, representing reviewing health insurance details and underwriting terms

What is CPME underwriting?

May 12, 2026

by

Chris Steele

Middle age couple spending time with their dog outside

Freedom Health Insurance review

May 12, 2026

by

Richard Eagling

A healthcare worker in scrubs supports an elderly woman as they walk outside together, representing care and support for serious health conditions such as cancer.

Cancer insurance and health insurance

May 12, 2026

by

Chris Steele

Two women sit together at a desk, looking at a computer screen while one points at information, suggesting guidance or discussion about health-related topics.

What is a pre-existing medical condition?

May 12, 2026

by

Chris Steele

A group of colleagues in an office collaborating and smiling around a glass board with notes, representing workplace teamwork and employee health insurance benefits

Employee health insurance

May 12, 2026

by

Chris Steele

A healthcare professional in scrubs speaks reassuringly with a woman on a sofa at home, illustrating access to private healthcare services in the UK.

How to get private healthcare

May 12, 2026

by

Chris Steele

Health Insurance premiums have shot up image of young smiling Asian couple looking at laptop

Health Insurance Premiums Increase

May 12, 2026

by

Kirsty France

Happy Senior Grandfather Talking and Having Fun with His Grandchildren. Guide To The Best Over 70s Private Health Insurance (UK)

Health insurance for over 70s

May 12, 2026

by

Chris Steele

Small business owner standing in front of their shop using a tablet to research best options for business health insurance

Small business health insurance

May 12, 2026

by

Chris Steele

Illustration of a woman standing under a large yellow umbrella in the rain. She appears calm and protected. The background includes subtle medical-themed icons like a shield with a cross, representing health insurance coverage.

Moratorium vs full medical underwriting

May 12, 2026

by

Richard Eagling

Happy daughter embracing her father who is looking at health insurance for his family on his laptop at home.

What does health insurance cover?

May 12, 2026

by

Chris Steele

Laughing man talking on the phone while standing against the background of the Big Ben tower on Westminster Bridge

Health insurance in London

May 12, 2026

by

Chris Steele

Cheerful smiling middle age woman walking with her husband enjoying free time and nature.

Health insurance age limits

May 12, 2026

by

Chris Steele

Happy young woman wearing exercise clothing walking on a path through trees in autumn. Bupa's Mental Health Insurance & Support In The UK

Bupa mental health cover

May 12, 2026

by

Dan Cooper

Smiling, older couple sat on a park bench with their golden labrador dog on their laps. How to Pay for Private Healthcare in Retirement.

Paying for private healthcare in retirement

May 12, 2026

by

Rachel Lacey

Retired couple using a laptop to research private healthcare at home

Pensions and private healthcare

May 12, 2026

by

Rachel Lacey

Two children outdoors using magnifying glasses to explore plants, representing curiosity, wellbeing, and the benefits of staying healthy

Benefits of health insurance

May 12, 2026

by

Kirsty France

Senior couple reading about private medical insurance on their laptop

Is health insurance a scam?

May 12, 2026

by

Chris Steele

Graphic of a man using an oversized calculator. What Is Medical Inflation And Its Impact On Health Insurance?

What is medical inflation and affect on health insurance

May 12, 2026

by

Kirsty France

Two colleagues reviewing information on a laptop, with one pointing at the screen, illustrating discussion or decision-making about insurance or underwriting options.

MHD underwriting explained

May 12, 2026

by

Chris Steele

Happy young girl holding a clear savings jar with coins inside and small plant. Guide To Health Insurance Discounts

Health insurance discounts

May 12, 2026

by

Catherine France

2025 Guides

Patient receiving reassurance from a healthcare professional, representing private medical treatment in the UK

Private Medical Treatment Costs in the UK - Guide to Surgery Prices

05 January 2026

by

Chris Steele

Family health insurance

Family Health Insurance

02 March 2026

by

Chris Steele

Middle aged woman running to keep fit and healthy

Vitality Health Insurance Cost - Pricing Guide

13 January 2026

by

Chris Steele

Smiling friends hugging whilst enjoying time together outside

Bupa Health Insurance Review

16 March 2026

by

Richard Eagling

Father and Son playing basketball together to stay fit and healthy. 13 Top Tips For A Healthy Lifestyle.

13 Tips for keeping healthy

05 January 2026

by

Chris Steele

Group of young adults gathered around phone smiling. What Are the Benefits Of Getting Health Insurance While You're Young?

Benefits of getting health insurance while you're young

21 October 2025

by

Kirsty France

Big Family and Friends Celebrating Outside at Home.

Bupa vs Vitality health insurance

05 January 2026

by

Chris Steele

Family picking strawberries together. What is a Health Cash Plan?

What is a health cash plan?

16 December 2025

by

Kirsty France

Happy couple getting advice about health insurance in the UK from an experienced broker.

What is an insurance broker?

05 January 2026

by

Kirsty France

Female patient working with physiotherapist during an outpatient appoinment which is part of her private health insurance plan in the UK

What's an outpatient limit with health insurance?

28 March 2025

by

Chris Steele

Smiling insurance broker giving advice to young couple. Is Health Insurance More Expensive Via A Broker?

Is it more expensive buying health insurance through a broker?

05 January 2026

by

Kirsty France

Nurse walking with patient outside. What Is An NHS Cash Benefit?

What is an NHS cash benefit?

12 January 2026

by

Chris Steele

Smiling mother and daughter in a garden, holding fresh vegetables. Represents health, happiness, and family protection often associated with health insurance.

How much does WPA health insurance cost?

05 January 2026

by

Richard Eagling

Doctors performing surgery in private hospital in Central London

Which health insurance includes HCA hospitals?

05 January 2026

by

Chris Steele

Image for a page about dementia and insurance with a grandmother and her grandchild. Is Dementia Covered By Insurance?

Is dementia covered by insurance?

29 October 2025

by

Chris Steele

Female doctor with child in private healthcare setting. Health Insurance No Claims Discounts: How Claims Affect Premiums.

How claiming on your private healthcare policy affects your NCD and premium

16 December 2025

by

Chris Steele

Female Nurse Wearing Uniform Meeting With Senior Woman Patient In Private Hospital Room total about self-pay vs health insurance

Self-pay vs health insurance

30 October 2025

by

Chris Steele

Happy african american mother and daughter sitting in waiting room at hospital. Comprehensive vs Basic Health Insurance - What's The Difference?

What's the difference between comprehensive health insurance and basic health insurance plans?

16 December 2025

by

Chris Steele

Couple looking at their laptop in the kitchen with documents on the side

How to claim on your health insurance

05 January 2026

by

Chris Steele

people thinking about their health insurance premiums

What are health insurance premiums?

22 October 2025

by

Chris Steele

Friendly nurse supporting an elderly lady

Inpatient vs outpatient care in the UK

05 January 2026

by

Chris Steele

Woman with the menopause holding her head. Does Private Health Insurance Cover Menopause Treatment In The UK?

Does private health insurance cover menopause treatment?

24 October 2025

by

Anne East

Happy and healthy mother and daughter having fun outside together

How Much Does Bupa Health Insurance Cost?

09 February 2026

by

Chris Steele

Business man outside his office looking at health insurance options on his tablet

Company directors' health insurance

05 January 2026

by

Kirsty France

Young couple sitting on their sofa looking at a laptop reading about why health insurance is so complicated in the UK

Why is health insurance so complicated?

21 October 2025

by

Chris Steele

Happy business people smile during a planning meeting discussing the benefits they get from the companies private health insurance plan.

How can employee health screening benefit your business?

21 October 2025

by

Chris Steele

Young woman gets beauty facial injections in salon. Does Health Insurance In The UK Cover Cosmetic Surgery?

Does health insurance cover cosmetic surgery?

05 January 2026

by

Chris Steele

Group of four cheerful senior friends, two men and two women, sitting at table and enjoying talk after playing cards in assisted living home.

How over 65s can reduce the cost of private health insurance

16 December 2025

by

Chris Steele

Laughing businesspeople having a brainstorming session about how to improve their mental health at work.

Tips to protect employees mental health

05 January 2026

by

Kirsty France

Doctor explaining healthcare options to patients.

Understanding Why Health Insurance Doesn't Cover Pending Treatments or Existing Illnesses

11 November 2025

by

Chris Steele

Women sitting on sofa and discussing her mental health problems with psychologist during a therapy session. Does Health Insurance Cover Therapy?

Does health insurance cover therapy UK?

05 January 2026

by

Kirsty France

Girl painting rainbow on window during quarantine at home. Can I Use Private Healthcare Alongside The NHS?

Can I go back to NHS after going private?

16 December 2025

by

Chris Steele

Happy insurance broker shaking hands with a client after successfully finding the best policy for them.

Why an experienced health insurance broker is worth their weight in gold

21 October 2025

by

Chris Steele

Friends taking a walk outside whilst looking at insurance options on their tablet. Can You Get Health Insurance With Pre-Existing Conditions?

Can you get health insurance with pre-existing medical conditions?

05 January 2026

by

Chris Steele

Private healthcare vs the NHS

Private Healthcare vs the NHS

14 January 2025

by

Chris Steele

Happy retired couple on their bikes smiling. Why Does Health Insurance Get More Expensive As We Age?

Why does health insurance get more expensive as we get older?

16 December 2025

by

Chris Steele

Three young business people using a laptop together at work. What Tax Do You Pay On Private & Business Medical Insurance?

Do you pay VAT on health insurance?

05 January 2026

by

Chris Steele

Pregnant woman smiling at the camera with her family. Does Private Health Insurance Cover Routine Pregnancy?

Does health insurance cover pregnancy?

05 January 2026

by

Chris Steele

Cost of private Health Insurance in comparison with Health cash plans. Piggy bank money box with a medical doctors stethoscope.

Health insurance vs a health cash plan

05 January 2026

by

Chris Steele

Smiling woman with glasses and white teeth

What is dental and optical insurance and do you need it?

05 January 2026

by

Chris Steele

Group of business people sat around a table working from a laptop. Bupa Corporate Health Insurance - Group Cover Explained

Bupa corporate health insurance

16 December 2025

by

Chris Steele

Smiling family with small daughter on holiday outside. What Are The Differences Between Health And Life Insurance?

What Are The Differences Between Health And Life Insurance?

05 January 2026

by

Kirsty France

Middle-aged couple deciding whether to buy health insurance or become self-insured

What is self-insurance in respect to health insurance?

16 December 2025

by

Chris Steele

Over 65s friends in conversation while sitting in the forest after hiking

Health insurance for over 65s

27 April 2025

by

Chris Steele

Private GP with a patient.

Demand for private GP services has surged by 156% since 2019

27 November 2025

by

Chris Steele

Owner of a small business talking on cellphone while standing in apron in small floral center and writing down order details.

How much does small business health insurance cost?

12 August 2025

by

Chris Steele

Paramedics at work with an ambulance. Is There Private A&E In The UK?

Is there a private A&E in the UK?

05 January 2026

by

Chris Steele

happy woman looking out of her window thinking about the benefits of income protection insurance

What are the benefits of income protection insurance?

27 November 2025

by

Chris Steele

A yellow piggy bank representing the concept of savings. One Trick To Save Around 20% On Your Private Health Insurance

One trick to save around 20% on your health insurance

05 January 2026

by

Kirsty France

Couple looking at health insurance paperwork. Does Health Insurance Cover You Instantly?

Does health insurance cover you instantly?

29 October 2025

by

Chris Steele

Community of health insurance members

What is a community-rated health insurance scheme?

20 March 2025

by

Chris Steele

Young family with their sons home having fun

What Is Sick Insurance, And How Does It Work?

16 December 2025

by

Chris Steele

What's going on in the NHS?

05 January 2026

by

Chris Steele

Wealthy older man with glasses smiling. Health Insurance For Wealthy & High-Net Worth Individuals

Health insurance for wealthy individuals

05 January 2026

by

Kirsty France

Retired couple sitting on the dock by a river, thinking about how to create a self-pay healthcare pot for retirement.

How to create a self-pay healthcare pot for retirement

28 January 2026

by

Rachel Lacey

Healthy, happy couple running on the road in the countryside. 9 Tips When Comparing Health Insurance In The UK - 2026

10 tips when buying health insurance

05 January 2026

by

Kirsty France

Illustration of woman thinking with a question mark in a speech bubble

Does private health insurance cover mental health?

05 January 2026

by

Chris Steele

Healthy senior couple having fun while dancing at home

The Exeter Health Insurance Review

27 March 2026

by

Richard Eagling

A person placing a coin into a pink piggy bank, representing saving money and budgeting for private health insurance costs in the UK

Average Cost of Private Health Insurance UK (2025)

05 April 2026

by

Chris Steele

Couple asking a health insurance broker questions.

Seven questions to ask your health insurance broker

05 January 2026

by

Chris Steele

Man and a woman sat at a desk with laptop. What Is Income Protection Insurance

What is income protection insurance?

05 January 2026

by

Chris Steele

Doctor showing a health insurance fill out form to patient. Common Health Insurance Exclusions In The UK

What are common health insurance exclusions in the UK?

16 December 2025

by

Chris Steele

Diverse group of people stretching before class. How to get cheap medical insurance.

How to get cheap medical insurance

05 January 2026

by

Kirsty France

Healthy mother and daughter laughing in field. When Is It Worth Paying More For Health Insurance?

When it's worth paying more for health insurance

16 December 2025

by

Chris Steele

Best health cash plans header image of a stethoscope, glasses and a piggy bank

Best health cash plans in the UK

05 January 2026

by

Chris Steele

Senior woman with stretch band being assist by female physiotherapist. Health Insurance With Complementary Alternative Therapy Cover

Does private health insurance cover complementary and alternative therapies?

16 December 2025

by

Chris Steele

Baby's visit to the doctor. What is guided consultants in health insurance?

What is guided consultants in health insurance?

31 October 2025

by

Chris Steele

Multi-ethnic customer service executive working. Why Customer Service Matters When It Comes To Private Health Insurance

Why customer service is a vital part of health insurance

21 October 2025

by

Chris Steele