What health insurance discounts are there at the moment?

‍Here is a summary of the current discounts available from Aviva:‍

• My Healthy Discount: Up to a 15% discount on your first-year premium if you meet its health-related eligibility criteria. The discount reduces to 10% at first renewal and 5% at second renewal, after which it ends. The My Healthy Discount offer is available to customers purchasing a Healthier Solutions policy until 31 December 2025. You can read the full terms of this promotion here.
• Child Discounts: If you have more than one child under 20 on the policy, you'll only pay for the oldest child.
• Multi-Person Discounts: If you add your spouse, partner or civil partner there is a premium discount of up to 15% off the price of two individual policies.
• Existing Customer Discount: New customers who already have an Aviva product can get a loyalty discount of up to 10% off their new health policy. 
• Aviva's “Get Active” scheme gives policyholders discounted gym membership at over 3,500 UK health and fitness clubs.

Here is a summary of the current discounts from AXA Health:

• 40% Gym discount with no cancellation charges and in-person and online options
• Save 5% by paying your premium annually

Here is a summary of the current discounts from Bupa:

• Couples pay 5% less than individual policies (providing that they live at the same address). The discount applies to Comprehensive and Treatment and Care policies.
• Families pay 10% less than individual policies. The policy must include at least one adult and one or more children. Children don't have to live at the same address as the main member.
• Free cover for younger children - add more than one child under 20 and only pay for the oldest. You'll also still get their 10% family discount. You can read the full terms of this promotion here.
• A 10% health and lifestyle discount for over 18s, if you meet Bupa's health-related eligibility criteria. You can find the full terms of this promotion here.
• Doctors and dentists and their dependants save 15% with an active General Medical Council (GMC) or General Dental Council (GDC) registration number. You can find the full details here.
• There is an Armed Forces Discount, details of which can be found here; HM Forces Bupa Health - Forces Health. However, please note that this information hasn’t come directly from Bupa.
• Health and Wellness Rewards: The current list of rewards and discounts includes.
  
  • 30% off health assessments
  • 40% off multi-gym memberships
  • 25% off annual English Heritage membership
• Free medication check worth £195 for new customers taking out a Bupa By You policy before 19 December 2025.

Here is a summary of the discounts currently available from Freedom Health Insurance:‍

• Pricing: Its pricing isn’t based on your postcode, so it doesn’t matter if you’re in a big city or a rural village, the price is the same.
• Family Discounts: If you add three or fewer children to your policy you only pay for the first child. The maximum you will pay is also capped at four children.
• Annual Discount: There is a 6% discount for paying your premium annually.

Here is a summary of the discounts currently available from Saga:

• Customers can take advantage of a range of benefits, including exclusive offers from Saga Holidays, Cruises and Insurance, as well as carefully chosen offers from its partners. These include informative articles, videos, advice, and prize draws.

Here is a summary of the discounts currently available from The Exeter:

• Couples named on the same policy receive a 5% discount on premiums.
• A discount of 7.5% applies if the policy covers one adult and one or more children.
• Families receive a 10% discount if two adults and one or more children are included in the policy. 

However, these discounts are only shown once you've requested a quote so please be mindful that they may change or be available only to clients who meet specific criteria.

Here is a summary of the current premium discounts and membership benefits offered by Vitality:

• Mori+, pass a medical declaration to get 10% off your premiums.
• Gym Membership: Up to 50% off a monthly gym membership with PureGym. 
• Apple Watch: Enjoy Apple Watch Series 11 from £9 upfront. And you could pay nothing more by staying active.
• Discounted Treats: Get active to earn treats from Caffè Nero, Odeon and Waitrose & Partners.  
• 50% discount on Bluecrest Health Assessments. Free Advanced Bluecrest Health Assessment if you are over 40 and have a Vitality Age Gap of five years or more.‍
• Refer a friend and get a £100 gift card to spend at Amazon or John Lewis. You can refer up to 10 friends each calendar year.

Here is a summary of the discounts currently available from WPA:

• Doctors and dentists receive a 10% discount with an active General Medical Council (GMC) or General Dental Council (GDC) registration number.
• Refer a friend and receive £100 if they take out a WPA health insurance policy. Each household can make up to five recommendations each policy year.‍
• Membership benefits include Hussle gyms, Fiit memberships, selected Nuffield Fitness & Wellbeing gyms, Garmin fitness devices, Apex Rides, Bluecrest health checks, a range of Check4Cancer screening services, Specsavers discounts, Allen Carr's Easyway seminars, Gousto healthy food recipe boxes and SpaBreaks.com experiences.