Girl painting rainbow on window during quarantine at home. Can I Use Private Healthcare Alongside The NHS?Girl painting rainbow on window during quarantine at home. Can I Use Private Healthcare Alongside The NHS?
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Can I go back to NHS after going private?

Private healthcare allows you to be treated quickly without the NHS waiting list. However, if you pay to be treated privately, you may not have the funds for all your treatment, or your health insurance may not cover it. Here's how mixing NHS and private treatment works.

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How does private treatment work?

You can access private care for various reasons. If you're facing a long wait for an initial appointment or diagnosis via the NHS, a private consultation and tests could give you a diagnosis much quicker. You could also decide to have private surgery, which private hospitals offer on a self-pay basis.

Alternatively, if you have private medical insurance, this can fund treatment privately and may cover surgery and other outpatient therapies depending on your policy.

As a private client, you can contact a private hospital for an appointment and a treatment quote before proceeding.

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Don't go direct, compare first to find the right plan

Buying directly from an insurer may seem simpler, but there are downsides you should be aware of. Their online quote systems rarely show all available plan options, and if you speak with them, they can only tell you about their own products, not advise you based on your situation.

An experienced broker can show you the full picture and help you find the right cover at the best price.

When you compare through myTribe, we match you with a health insurance broker that is vetted and actively monitored for customer satisfaction, speed and reliability of communications, and knowledge, so you get a genuine product expert helping you, not just a sales call. To get a personalised market comparison, please click below, and remember to let us know how you get on.

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When might I be referred back for NHS treatment after private treatment?

You might need to go back to the NHS after receiving private care for many reasons. Here are some of the most common.

If you don't want to continue with private treatment after a diagnosis

Opting to pay privately for a consultant appointment and diagnostic tests can help you to get a quick diagnosis, which can benefit patients with certain types of cancer or if you're living with constant pain but facing a long wait for treatment.

When you have a diagnosis, your consultant may advise you on a treatment plan and give you a quote for further private care. If the quote exceeds your means, your consultant can refer you to an NHS hospital for continued treatment.

If you don't need surgery

While some conditions will benefit from surgery, this isn't always the case. Alternatively, surgery may be a last resort if other forms of treatment haven't worked. For example, your doctor may recommend weight reduction, physiotherapy and medication before considering surgery.

While some of these alternatives are available with health insurance, others may require long-term monitoring by your GP or an NHS consultant.

If you have cancer

Private cancer care can offer treatments that aren't available on the NHS. However, without health insurance, these treatments can sometimes cost hundreds of thousands of pounds. So, it's essential to check whether specialist treatments will benefit you.

If you've had a private diagnosis, your consultant will likely ask your GP to make an urgent treatment referral to ensure you're seen quickly.

If you need emergency care

Some private care providers offer access to urgent care clinics where you can walk in and be seen quickly for a fee. However, these are typically only available in major cities. They also don't treat life-threatening injuries and aren't a substitute for A&E.

If you've had surgery privately, your follow-up care will be included in the cost. However, if you experience life-threatening complications, you'll need NHS care. Regardless of the reason for the complications, the NHS will always treat you in an emergency.

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Mixing NHS treatment with private treatment

You can mix NHS care with private treatment if you need to. Guidance is in place to ensure that your NHS and private care stay separate.

Your NHS care will always be free, and you'll only be asked to pay for things like prescriptions. The NHS won't pay for or subsidise any private care.

Your NHS and private treatment must stay separate

Typically, you must have your private care at a different time and location from any NHS care. For example, you might be seen at a private hospital, in a private room, or in a separate building at an NHS hospital. Many NHS consultants also offer private treatment, and their clinics should normally run outside NHS hours or at a different place.

You also won't be able to mix different parts of the same treatment plan between the NHS and private care. The NHS guidance gives the example of a cataract operation. Private surgery can offer you special lens implants unavailable via the NHS. You can't pay for the lenses and have the NHS surgery. Instead, you must have both the operation and the lenses privately or opt for NHS surgery with the standard lenses.

Do I skip the queue?

If you're already on an NHS waiting list and decide to pay to see a consultant privately, your position on the waiting list won't be affected. You will only be able to skip the NHS treatment queue if you then receive an urgent treatment referral. You'll be seen based on the usual NHS criteria, such as your level of need.

Referrals for private care

You don't necessarily need a referral from your GP if you want to access private care. However, seeing your GP before you decide to pay privately can be helpful.

For example, your GP might tell you you need specific tests or scans. Some, such as blood tests or x-rays, might be available quickly at your GP surgery or via a walk-in service at your local hospital. Others might take longer. Alternatively, your GP may have told you you need surgery, but you'll face a long wait via the NHS.

In these circumstances, a referral from your GP can give your private consultant useful clinical information to ensure you get the treatment you need.

Private prescriptions

As mentioned, your private consultation may not lead to surgery. A private GP or consultant may issue a private prescription to see if medication solves the problem. However, if you need a repeat prescription, a private doctor won't be able to issue this. BMA guidance states that they should, however, take a complete medical history from you, including details of any medication you currently take, to ensure that any new prescriptions are safe for you to take.

If you need to take your new medication long-term, you must be referred back to your GP for NHS care. They'll then be able to monitor your condition and issue repeat prescriptions as appropriate.

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Getting advice on private healthcare

The NHS has been there to provide us with high-quality medical care that's free at the point of use since 1948. However, waiting times have increased, with 7.4 million patients currently waiting for treatment. If you want to explore the possibility of paying to go private, you can find out more here.

Private health insurance can also provide comprehensive coverage that lets you access private treatment for various conditions. A specialist broker can help you through the process, sourcing quotes and comparing policies so you can make an informed choice.

What people are saying about myTribe insurance

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December 6, 2025

I found Jake to be knowledgable, helpfull and friendly.

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November 19, 2025
I recently retired and as we had always been lucky to have private cover for my working life, decided to extend this into retirement. I usually research this type of service on my own, but came across the website for myTribe and signed up. The expert called me very quickly and soon assessed my needs. A brief while later I was reading 3 quotes aligned to our discussion. I could not have done that on my own. Saved time and gave me a lot of insight. Very impressed with the professionalism and knowledge of the agent. If you, like me, are fed up with waiting to see an NHS consultant or doctor, and want to look into how much it would cost and what services are available in the private health care arena, give these guys a try.
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November 12, 2025
Zain was very helpful and knowledgable. I can thoroughly recommend them to find the right product for you
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November 12, 2025
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October 25, 2025

My introduction, to the USAYcompare specialist Jovianne Beeby was excellent and very knowledgable with my Health Care quote. Extremely happy with the final BUPA new policy.

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October 6, 2025
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September 15, 2025
Having been outraged by the remuneration of the BUPA board members and very unimpressed by the expense ratio, I resolved to move my cover to another provider. Whilst I may have failed to enrich another set of directors I managed to identify a policy more suited to my requirements. l
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September 9, 2025
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September 2, 2025
The referral we had was just what we needed, and the effort made by Aaron Jones was admirable. He took the trouble to understand and satisfy our needs, and then helped us to navigate the necessary administration elements. Very pleased with the outcome.
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August 25, 2025
The myTribe website was very informative. I requested a quotation and within the hour I got a response. My advisor Daniel was very knowledgeable and professional. Took the time to answer all my questions and more. I have signed for my new health insurance and now have peace of mind thanks to your amazing website. I can't recommend myTribe and Tessa Alliance enough, especially Daniel :-)
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Disclaimer: This information is general and what is best for you will depend on your personal circumstances. Please speak with a financial adviser or do your own research before making a decision.

Frequently Asked Questions

Can an NHS doctor offer private care?

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Many NHS consultants also offer private care and can tell you about their private services if you ask. They may also notify you about treatments that could benefit you but aren't available on the NHS.

Can private care help me skip the waiting list?

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A private appointment with a consultant can help you to get a diagnosis more quickly, and you'll likely be treated sooner if you decide to go private for the rest of your care. However, if you go back to the NHS for treatment after your diagnosis, you'll still be assessed and seen based on your level of need.