Outpatient cover is usually an additional extra.

While most health insurance policies will cover inpatient and day-patient treatment as standard, outpatient cover is usually an additional extra. You'll pay a higher monthly or yearly premium but will gain access to tests, scans, consultations and treatments as an outpatient.

Typically, when people describe "comprehensive health insurance, " they imply a level of outpatient cover included.

You can choose the level of outpatient cover you require

All health insurance providers will allow you to tailor your policy, including how much outpatient cover you would like to include. This is usually based on an annual monetary amount per policyholder, i.e. £250, £500, £1000 or £1,500. You can also opt for unlimited outpatient cover, which will push your policy's cost up.

Chris Steele
Founder and Editor

As the founder and editor of myTribe Insurance, the role of Chris Steele is to ensure that the information we provide is of the highest quality and value to those who read it.