Get the best prices currently available
You can contact your existing provider around a month before the end of the current year to discuss your policy. Before making a decision to renew, we recommend that you speak to an independent health insurance advisor, as they will be able to make sure you are still getting the best terms and price on your policy. Our Renewal Review service is free of charge and researches the leading providers on your behalf to find you the best policy.
Usually, your health insurance premium will rise each year, to account for you being a year older and for inflation in the cost of medical treatments. That said, you can often limit the increase by switching to another provider. Our free Renewal Review service is the perfect way to quickly compare the market to see if you can get a better deal.
No, the process is largely the same, but businesses will typically find there are more changes to the policy due to it covering more people with potentially more claims.
No, not without incurring cancellation fees from your existing provider. Most health insurance policies are 12-month contracts, which you can only end without penalty at point of renewal.
In the UK you typically need to renew your health insurance each year and we would recommend you review your policy at the same time to make sure you’re getting the best terms and price.
It is of course up to you, but we would always recommend shopping around to see if you could get a better deal. We understand that searching for health insurance can be time-consuming which is why we provide our free of charge Renewal Review service. We do the leg work to find the best policy for you.
Renewing your health insurance with your existing provider will typically be a quicker process but will often cost you more than if you shopped around. In certain circumstances, you would also better protect your medical history by staying with your existing provider.
Sometimes, yes you would. It's always best to shop around and see what other providers have to offer. If you don’t have the time you can use our free Renewal Review service where we do all the leg work for you. If you haven’t moved for a number of years then you’re almost certain to get better terms and/or pricing from a different provider.
If you have a medical treatment underway or upcoming, or if you’re in the process of making a claim, you may be able to continue the process without any effect to your medical underwriting terms.
You will first need to compare the providers in the market and choose the one you wish to transfer to. Once you’ve done that you will need to notify your existing provider and then pass your certificate of insurance to the new one. The process can be a bit complicated which is why we always recommend using our free Renewal Review service which does all the hard work for you.
No, not without paying a cancellation penalty. If you do wish to cancel your policy you’re best to speak to your provider or look at your terms and conditions to see what applies to your policy specifically.