Introduction to underwriting
Underwriting with respect to private health insurance, is the process insurers take to assess the risk and coverage of a policy. When it comes to private medical insurance, there are two main types of underwriting, moratorium and full medical underwriting.
What is full medical underwriting?
With Full Medical Underwriting, you disclose your entire medical history from the outset and your insurer will take your historical health into account when offering you policy terms.