Get the best prices for family health insurance.
I spoke to one person from start to finish and I felt everything was tailored to me.
Bupa is a household name having been established for over 60 years. They provide two primary types of plans for families, Comprehensive (full in and outpatient care) and Treatment & Care (inpatient only). Regardless of which plan you choose, mental health cover is included as standard.
Aviva provides health insurance through their Healthier Solutions product which can be tailored to your budget and requirements. Aviva’s family cover allows you to pay for the eldest child under 20 years of age and then all other children under 20 will be covered for free.
Vitality has created an innovative approach to health insurance with their Vitality plan, which rewards you will points and reduced premiums for healthy living. This approach places emphasis on healthy living and illness prevention rather than just focusing on cure.
Axa PPP’s enhanced family care provides a range of benefits and can be customised to suit your families’ requirements.
The Exeter Family Friendly is a mutual society with over 60,000 members. Their health insurance policy is known as The Exeter Health+, which like Bupa includes mental health cover as standard.
Freedom Health Insurance is a smaller provider based in Bournemouth, providing a much more personal approach to health insurance.
Family health insurance provides a number of benefits which broadly are:
Depending on the insurer you may have other benefits too, such as discounted gym membership, free cinema tickets, amongst others.
Different providers of family health insurance will cover different things, but broadly speaking you can expect the following to be excluded from most policies:
While there are a number of online comparison websites you can use, you will likely find the information they provide is fairly difficult to digest. That’s why we always recommend speaking to a health insurance specialist such as ourselves. You’ll still get the same price as you would by going direct, but with the added benefit of having free advice on choosing the right policy for your family.
There are a number of ways you could reduce the cost of family health insurance, but we would always recommend speaking to make sure you aren’t sacrificing cover that you may well need. Some of the ways you could reduce the cost are: