The best life insurance brokers in the UK

Our industry experts have reviewed all the leading life insurance brokers in the market to bring you this summarised short list of the best. If you're looking for advice, use our page to find the best life insurance broker for you.

The 14 best life insurance brokers in the UK:

Based on client reviews, scope of services and expertise, industry awards and customer service levels, these are the best life insurance brokers for 2023:

Howden Life and Health

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Brockworth, Gloucester

Howden Life and Health is a specialist life, private health and income protection insurance brokerage based in Gloucester.

Howden Life and Health is proud to offer help, guidance and fee-free insurance comparisons, delivering the right life policy for you. It has a Trustpilot rating of 4.9/5 (from more than 2000 reviews) and is a regular award-winner, including the 2022 Protect Review award. It also offers instant quotes for life insurance over the phone and a free Will.

Howden Life and Health works with household-name UK insurers, including SAGA, Sun Life and LV.

Howden Life and Health
can advise on:
Life Insurance
Health Insurance
Income Protection
Business Life Insurance
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Award-Winning

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Whole-Of-Market

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Highly-Rated

CQC Rating:
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LifeSearch

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London

A specialist life insurance brokerage, LifeSearch was founded in 1998. Because life insurance is everything they do, LifeSearch are experts in the market and always aim to recommend the best policy for you.

You can use the LifeSearch website to search, compare and buy your life insurance online. However, if you take Lifesearch’s one-to-one service, you get expert advice. Once you make your purchase, your Lifesearch broker will regularly review your policy to make sure it still suits your needs.

Lifesearch has covered more than 1.6 million people. They work with all the UK’s major insurers (including Aviva, Legal & General and LV) and have a Trustpilot score of 4.9/5.

LifeSearch
can advise on:
Life Insurance
Income Protection
Business Health Insurance
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40+ Years Experience

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Highly-Rated

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Ongoing Support

CQC Rating:
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Protect Line

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Poole, Dorset

Protect Line is a specialist life insurance broker with offices in Bournemouth and London. Their aim is to get the world to understand the value of life insurance and make it a standard purchase for any family.

Protect Line is proud of its first-class service, for which it has received multiple awards, including Best Overall Insurance Broker at the Insurance Choice Awards 2020. Protect Line has a 4.9/5 score on Trustpilot, with customers praising how they explain life insurance in easy-to-understand terms.

Protect Line works with leading insurers, including Aegon, Aviva and HSBC, and has protected more than 270,000 families.

Protect Line
can advise on:
Life Insurance
Critical Illness Cover
Whole of Life Insurance
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5-Star Service

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Award-Winning

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Life Specialists

Email:
CQC Rating:
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Reassured

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Nationwide

Reassured is the UK’s largest life insurance broker based on total revenue, with over 1 million families served and a 5-star rating on Trustpilot based on almost 70,000 reviews. It has offices in 7 locations across the country.

Where Reassured excels is at going in-depth into life insurance and helping customers in difficult situations, such as pre-existing conditions. It also offers a free trust-writing service.

Reassured works with many of the UK’s leading life insurers, including AIG, The Exeter and Legal & General. Speak to Reassured today for a free, no-obligation life insurance quote.

Reassured
can advise on:
Life Insurance
Whole of Life Insurance
Family Life Insurance
Income Protection
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UK's Largest Broker

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Highly-Rated

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FCA Authorised

CQC Rating:
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Insurance Hero

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London

Formerly known as Life Insurance Over 50 UK, Insurance Hero are now your life insurance, income protection and critical illness cover superheroes.

Like a superhero, Insurance Hero is fast. Their brokers aim to quickly compare all the best UK life insurers (including Vitality, Aviva and LV) to bring you the lowest prices and the best cover. They can work over the phone or via email, whatever’s best for you.

Even if you’ve found it hard to get life insurance before, such as if you have a risky occupation or you’re a smoker, you can trust Insurance Hero to deliver a solution for you.

Insurance Hero
can advise on:
Life Insurance
Critical Illness Cover
Income Protection
Family Life Insurance
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Independent

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Quick And Easy

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Life Specialists

CQC Rating:
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Heritage Insure

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Bournemouth, Dorset

Heritage Insure are insurance specialists based in Bournemouth. With more than 30 years of experience in the industry, their brokers are able to offer independent, unbiased advice and put the customer first. They also work with all of the UK’s leading insurers, including Canada Life and Vitality and Aviva.

Heritage Insure are experts at seeking out the life insurance policy that suits your needs. With a 4.7/5 rating on Trustpilot, customers love how Heritage Insure’s brokers can find lower-priced policies in a world where other prices are on the rise.

Heritage Insure
can advise on:
Life Insurance
Travel Insurance
Health Insurance
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30+ Years Experience

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Highly-Rated

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Independent

CQC Rating:
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Drewberry Insurance

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London and Brighton

Founded in 2009, Drewberry Insurance are insurance experts with offices in London and Brighton, passionate about your financial wellbeing. It’s a team of award winners, scooping awards such as Protection Intermediary of the Year at the Cover Excellence Awards 2020.

With a 4.9/5 rating on Reviews.io, customers love how Drewberry is helpful and explains complex insurance concepts in easy-to-understand ways.

Drewberry works with all the major UK life insurance companies, including Aegon, Scottish Widows and Vitality. However, it prides itself on independent, unbiased advice, so you can get the policy that’s right for you.

Drewberry Insurance
can advise on:
Life Insurance
Business Health Insurance
Health Insurance
Critical Illness Cover
Pensions
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5-Star Service

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15+ Years Experience

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Award-Winning

CQC Rating:
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Kerry London

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London

Kerry London is one of the UK’s biggest independent insurance brokers working primarily with businesses. It was founded more than 35 years ago, focusing on the construction industry, but has since branched out to cover a wide range of business sectors.

Kerry works with all the UK’s largest insurers, such as AXA and Aviva. However, they also have great working relationships with smaller insurers that sometimes have the best deals on offer.

As Lloyd’s of London brokers, Kerry London is able to offer insurance in challenging situations where you may have been unsuccessful before.

Kerry London
can advise on:
Business Life Insurance
Life Insurance
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35+ Years Experience

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Business Experts

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Independent

CQC Rating:
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Movo Insurance Brokers

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Nationwide

Movo Insurance Brokers are a small team of specialists offering market-wide advice to clients for life insurance and other types of protection. What stands Movo out is that they don't operate large call centres and instead focus on hiring the best advisers in the market to provide exceptional levels of service to clients, so it’s no surprise they have a 5-star rating on Feefo.

Their jargon-free, no-pressure approach means that customers get the time they need to make an informed decision and come away with the best life cover at the best price.

Having spoken with their clients and seen their commitment to providing the highest service levels, our experts recommend them to anyone looking for life insurance in the UK.

Movo works with a wide range of household name insurers, including Vitality, Zurich and Legal and General. So, if you’re looking for comprehensive life insurance delivered the way you want it, talk to Movo.

Movo Insurance Brokers
can advise on:
Life Insurance
Health Insurance
Critical Illness Cover
Income Protection
Business Life Insurance
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Friendly Team

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5-Star Rating

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Multi-product advisers

CQC Rating:
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Hooray Health & Protection

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Brighton

Hooray Health & Protection are insurance brokers based in Brighton. Its brokers specialise in employee benefits for startups and SMEs to help them better look after their people. Customers love Hooray as they are friendly, helpful and provide affordable solutions.

Hooray works with the UK’s leading insurers, including Zurich and AXA. It has been featured in The Guardian and on Bloomberg. It also won Advice Firm of the Year for 2022 at the Health and Protection awards.

If you’re a small business owner looking for fast, expert advice on providing group life insurance for your employees, make Hooray Health & Protection your first stop.

Hooray Health & Protection
can advise on:
Life Insurance
Family Life Insurance
Business Life Insurance
Income Protection
Critical Illness Cover
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Award-Winning

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Business Experts

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Highly-Rated

CQC Rating:
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Sandbourne

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Poole, Dorset

Sandbourne are personal and business protection insurance specialists based in Bournemouth. They offer life insurance brokerage services to individuals, self-employed people, small business owners and corporations.

With a 5-star rating on Reviews.io, it’s clear that customers appreciate Sandbourne’s clear advice and how they’re so easy to deal with. Sandbourne works with all of the UK’s leading insurers (including Royal London, Vitality and Aviva) to give customers the widest possible choice of solutions.

When you choose Sandbourne as your insurance broker, you get a direct line and email to a professional adviser dedicated to you, so you’ll never find yourself on hold with a call centre.

Sandbourne
can advise on:
Life Insurance
Health Insurance
Business Life Insurance
Income Protection
Critical Illness Cover
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FCA Authorised

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5-Star Rating

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15+ Years Experience

CQC Rating:
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Globacare

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Bournemouth, Dorset

Globacare is a health and life insurance specialist brokerage based in Bournemouth. It prides itself on its friendly, personable service, comprehensive advice and excellent customer experience. It’s no wonder that Globacare has a 5-star rating on Working Feedback based on 472 reviews.

Globacare is equally adept at personal and business life insurance services. Its expert team have decades of experience in the industry and are passionate about putting customers first.

The Globacare website has some great explainers detailing exactly how every type of insurance works and what could be the right options for you.

Globacare
can advise on:
Life Insurance
Business Life Insurance
Family Life Insurance
Health Insurance
Income Protection
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FCA Approved

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Highly-Rated

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15+ Years Experience

CQC Rating:
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A-Plan

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Nationwide

Part of the larger Howden insurance group, A-Plan is an insurance brokerage able to recommend a wide range of products from the UK’s leading insurers. With more than 100 high street branches across the UK, you’re sure to find an office near you.

A-Plan has a 4.8/5 rating on Trustpilot based on more than 30,000 reviews. Customers love A-plan’s professional service and competitive quotes. There are also some great add-ons. For example, when you choose to purchase your life insurance through A-plan, you can get a free Will.

A-Plan prides itself on its personal, one-to-one service that being on the high street helps to deliver. For a customer experience without call centres or complicated online forms, A-Plan is a great option.

A-Plan
can advise on:
Life Insurance
Health Insurance
Income Protection
Business Life Insurance
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Highly-Rated

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Independent

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5-Star Service

Email:
CQC Rating:
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Prima Insurance Brokers

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Manchester

Prima Insurance Brokers offer a wide range of business insurance services from the UK’s leading insurers (including Hiscox, QBE and AXA) from its office in Manchester. For group life insurance, Prima will do its best to deliver the solutions you need.

Prima likes to treat its customers like family. They’re always there when you need them, helping you protect the things that matter most to you. When you choose your life insurance through Prima, they’ll continue evaluating your policy to make sure it's right for you. It’s why Prima’s customer retention levels are so high, they’re practically unheard of in the insurance industry.

Prima Insurance Brokers
can advise on:
Life Insurance
Health Insurance
Business Life Insurance
Business Health Insurance
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Highly-Rated

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Business Experts

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Whole-Of-Market

CQC Rating:
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What people are saying

Reviews relate to the service provided by both myTribe and its partners.
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Frannie B
January 9, 2026

I emailed during Christmas and had a prompt response followed up by telephone immediately after the 26th December.
A truly knowledgeable and understanding agent whose clarity of speech made the experience (always stressful dealing with Health Insurance) absolutely straightforward.
He was so very reassuring that I had absolutely no problem discussing our policies and the options available.
Actually, in less than 2 minutes he quite simply said something like 'We can certainly do much better'.
And he did.
The lesson I learned? NEVER accept a renewal quote without shopping around!
Thank you Jake

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Nev Almond
January 8, 2026
myTribe put me in contact with Tristan at Usay who provided an excellent, detailed service, answering all questions well. I didn't have to vary the inclusions/exclusions on my quote, it was bang on to requirements.
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Jana Yell
December 23, 2025
I recommend this site, very helpful!
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Bob Mawer
December 6, 2025

I found Jake to be knowledgable, helpfull and friendly.

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Shaun Staples
November 19, 2025

If you, like me, are fed up with waiting to see an NHS consultant or doctor, and want to look into how much it would cost and what services are available in the private health care arena, give these guys a try.

I recently retired and as we had always been lucky to have private cover for my working life, decided to extend this into retirement. I usually research this type of service on my own, but came across the website for myTribe and signed up. The expert called me very quickly and soon assessed my needs. A brief while later I was reading 3 quotes aligned to our discussion. I could not have done that on my own. Saved time and gave me a lot of insight. Very impressed with the professionalism and knowledge of the agent.

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Joanna Ridley
November 12, 2025
Zain was very helpful and knowledgable. I can thoroughly recommend them to find the right product for you
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Faith Simpson
November 12, 2025
Fantastic service and helped me save on insurance.
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Steve Hawes
October 25, 2025

My introduction, to the USAYcompare specialist Jovianne Beeby was excellent and very knowledgable with my Health Care quote. Extremely happy with the final BUPA new policy.

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Melissa Wood
October 6, 2025
Highly recommend the service received from myTribe, they were highly efficient and knowledgeable while helping me with my request and simplifying things for me.
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steven meyrick
September 28, 2025
I was very impressed with the response, advise and follow up on my behalf. Special thanks to Sue Loftus who was particularly helpful. Following a discussion with USAY I have since renewed a policy with Aviva at a really competitive price. Thanks very much.
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David Curling
September 15, 2025
Having been outraged by the remuneration of the BUPA board members and very unimpressed by the expense ratio, I resolved to move my cover to another provider. Whilst I may have failed to enrich another set of directors I managed to identify a policy more suited to my requirements. l
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Sandra Smith
September 12, 2025

Once contacting my tribe I was receiving phone calls which I was very happy with. They were alert upbeat and gave me the information I needed.  I am happy I answered my phone as I usually do not answer unrecognisable numbers. The best thing is I have the plan that suits me and my needs. Very happy

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