Get the best prices currently available
The price of your policy will depend on a variety of factors, many of which we’ve already mentioned in this guide. Broadly speaking you can expect the following to play a role in the price you receive:
Some of the above will be outside of your control whereas others can be “tweaked” to help make a policy fit your budget.
To provide some ballpark figures for over 50s policies we’ve made some assumptions. The person that the following quotes are for is in good health, isn’t a smoker, is looking for comprehensive cover which includes outpatient treatments, willing to pay a £200 excess, will be underwritten on a moratorium basis, doesn't want any additional extras and lives in the same postcode as our Bournemouth Office.
All of the prices below are monthly based on a 12 month contract.
Yes you can, and we often see couples taking out joint policies to reduce the administration involved in having two.
Yes you can, some providers will have an upper age limit of 75 years, but you will be able to find a policy at or around 65 years of age. Bear in mind the price will probably be quite high, so it is well worth speaking to an independent advisor to get free advice and try to find the best policy for you.