Simplifying private healthcare

About Us

myTribe is a private health insurance and healthcare consumer information website. Created by a team of industry and personal finance experts, the website aims to provide those looking to go private with everything they need to know. Please note, the information we provide is general, and not intended to be financial advice.
myTribe is a place where anyone can come and learn about private health insurance and healthcare in the UK. With more and more people turning to the private sector, we think it's vital that consumers and businesses have to access expert, independent information.
Chris Steele - Founder & Editor

Our editorial principles

To maintain the high quality of the information we provide, we hold ourselves to six key editorial principles:

1. Independent

The information we share should always be fair and balanced.

2. Accessibility

Our content should be written for everyone in plain, accessible English.

3. Clarity

We aim to write with clarity, simplifying topics, not overcomplicating them.

4. Improvement

We continually strive to improve our work, updating our articles frequently.

5. Value

We concentrate on creating detailed guides that have significant value to the reader.

6. Respect

We respect our readers and the companies that we write about.
The people behind myTribe

Meet our team

Founder and Editor
Nele Daemgen
Head of Web and Digital
Steve Morley-Ham
Steve Morley-Ham
Strategic Advisor
Kirsty France
Personal Finance Writer
Kimi Demanarig
Research Analyst
Carlos Caballero
Carlos Caballero
Developer
Anne East
Anne East
Healthcare Writer

What people are saying

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Anu Realo
March 15, 2024
Excellent service from Gareth providing sound and balanced advice in a timely manner. Highly recommended.
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Gary Davis
March 15, 2024
I was searching the market for private medical cover I came across Gareth who was very informative and answered all questions asked . I was happy to proceed and take healthcare cover for myself .
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Neil Atkins
March 9, 2024
I received a superb from Gareth. I left my details online and within an hour he had called me. His knowledge and help was second to none, I had dealt with AXA directly previously and found their response cumbersome.
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Lynne Goodwin
February 27, 2024
Had a telephone appointment with Gareth regarding my health insurance options. Gareth answered all my questions with no hesitation and put me at ease when dealing with any concerns I had. All his advice was easy to understand and not from a script. He found the best policy and price for me and is clearly very knowledgeable in his profession. Thank you.
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Peter
February 20, 2024
Excellent and prompt service from Gareth Tunstill, providing sound advice and guidance. Highly recommended.
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Keith Woodward
February 5, 2024
Gareth was very professional and explained it all very clearly.Would highly recommend…
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Jo Harper
January 19, 2024
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C S
January 16, 2024
Gareth, very friendly and professional. Recommended a suitable option to my current renewal policy. Highly recommend at least picking up the phone for a chat with him
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ruth starling
January 9, 2024
Gareth Tunstill was a joy to work with. Super quick to respond, very knowledgeable, happy to provide alternatives for our health insurance and able to give clear and sensible recommendations.
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Agne Luk'te
November 29, 2023
Fantastic experience in choosing the right insurance for our family. Gareth was very helpful in explaining the ever confusing details about different providers and different cover options.
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Glyn Lock
November 9, 2023
Gareth is a professional, friendly and independent advisor who helped me with changing my health care provider. He looked at my current plan and then gave me several alternatives with explanations of the pros and cons of all. I was extremely happy with my decision based on his advice. Gareth has saved me a considerable amount of money for a better product, I would highly recommend him.
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Sam H
November 9, 2023
Having received various quotes for private health insurance and not being sure of what I needed it wanted really, I found Gareth from My Tribe insurance the most helpful and friendly. I feel without a doubt that he has guided me to what's best for me not just what's financial beneficial to him. I highly recommend him and the company to anyone who's unsure!!!
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Wend
November 8, 2023
Spoke to Gareth to obtain a quote after a poor experience with my existing Healthcare Insurance provider. Gareth immediately understood what I was looking for and was able to recommend a policy which not only meets my needs but is also more cost effective than my existing policy. The whole process of switching was made easy by Gareth's obvious knowledge of the industry. Excellent service thank you!!
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Dudley Delannoy
October 30, 2023
Thorough and unbiased
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James Steele
October 27, 2023
Gareth provided excellent,prompt, well informed and balanced advice and rapid implementation.
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Peter Redgrave
October 23, 2023
Gareth Tunstill provided clear, relevant and helpful information. After having outlined advantages and disadvantage of various health-insurance options it was easy to make a choice. It was also a very personable exchange leaving me grateful for his help and guidance.
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Trent Hallas
October 13, 2023
Gareth was very good in finding the right health insurance for me would definitely recommend his services thanks again Gareth
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Chris Taylor
October 12, 2023
Gareth was wonderful. Trusted, professional, and really informative. So happy to get an honest quote that is not pushed onto you.
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Kathy Bardwell
September 21, 2023
Received good advice and found a healthcare package that was good for me.
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Helen Brightman
September 18, 2023
Very knowledgeable and helpful. Gave us plenty of time to make our decision without being pushy. Can certainly recommend.
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Joanna Small
September 11, 2023
Gareth dealt with my enquiry promptly in a very helpful and friendly manner; I would confidently recommend myTribe to anyone looking into private healthcare.
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Louis Kirk
September 4, 2023
Gareth was very knowledgeable and helpful in advising me which private medical insurance would be best suited to my personal needs. I would highly recommend contacting him for anyone seeking advice on private medical cover, rather than simply just picking an insurer unadvised.
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Giovanni Morisco
September 1, 2023
Gareth Tunstill, the Health insurance adviser who help me to choose the right policy, was very knowledgeable and talked me through all the different options. He clarified some terminologies and what they meant and in a friendly and approachable manner guided me to the best choice for what I needed. Thank you
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Gracie
August 24, 2023
Gareth was very patient and professional in explaining information. I am new to the system of healthcare in the UK and I am thankful that he was able to answer all my questions.
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Cyndi
August 17, 2023
Gareth was super efficient, informative, very responsive and had my healthcare policy turned around in no time. Highly recommended.
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michael Calvert-Smith
August 8, 2023
very efficient and friendly. No pressure just relevant information and documentation. Would highly recommend.
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Jim Royal
August 8, 2023
Gareth was very helpful, honest and knowledgeable. Although he couldn't get me what I wanted he advised the route I could take to achieve my aim. A rate commodity in today's markets! Thankyou.
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Muriel Tate
July 17, 2023
Very efficient, clear and concise advice.Fully explained, very happy with the prompt service I received.Thankyou Garath.
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Jonathan Allis
July 12, 2023
Excellent, informed service from Gareth!
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Julie Roling
July 12, 2023
Gareth was a great help with helping me decide on the best medical insurance for my needs. He helped me with questions regarding cover and documents needed. Gareth has been very thorough and patient with all his explanations and was never pushy. He made me feel reassured with my decision.
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Paul Buckley
July 11, 2023
Gareth was phenomenal throughout our conversations regarding private medical insurance. I asked many questions by email & phone over the course of a week. Gareth always replied swiftly, he explains with clarity every query, he’s totally transparent & fully educated on every question I asked. I highly recommend him for anyone seeking private medical cover.
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neil o'sullivan
July 10, 2023
Gareth provided good practical advice in recommending to stay with our current PMI provider. He really knows this market.
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Steve Douey
July 4, 2023
Excellent advice and answered any queries I had
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Julia Fancourt
July 4, 2023
Really impressed with the service that Gareth provided. No sales pitch just offered the best product for our requirements. Highly recommend him for your health insurance needs!
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Caroline Goodge
June 14, 2023
Excellent service with helping us find appropriate private healthcare. Gareth clearly explained all the options available and did not pressurise us to make any commitments. Telephoned us when arranged and forwarded necessary information quickly. Any queries were again, clearly explained. Highly recommend the services of Gareth this company.
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Alan Ware
June 12, 2023
A great customer experience throughout the selection process. From initial contact with Chris@myTribeinsurance we felt a genuine desire to find the right HealthCare product that suited our needs.
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Julie Aslett
May 26, 2023
Excellent service, straightforward & knowledgeable information from Gareth regarding health insurance. Thank you
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Valerie Stanley
May 17, 2023
I've been living overseas for many years and now looking to return to the UK. I have huge reservations about the level of service the NHS can provide at this time so was looking around for private health insurance. I found Globacare and also checked their reviews. I filled in the form and that same day, I got a response back from the company and was assigned to a broker. I spoke with him at length and shared my concerns. He was very helpful and before then end of the day, he had emailed me several quotes. Although I have yet to sign up with them, I feel greatly assured that I can now, with confidence, return home and not worry about healthcare. I look forward to working with them soon.
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Tamerlan Asadov
May 16, 2023
Very useful help, quick response and good advice given. Thank you!
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ASMR Rhys
May 15, 2023
Fantastic advice re private health insurance, given by Gareth. Gareth was friendly, professional and very knowledgeable. He advised me on the best plan for me, taking into account my personal circumstances and health and I was really happy with my decision.Gareth gave me an unbiased, independent recommendation (he is not affiliated to any company, nor does he receive commission from them). Because of his knowledge and informed advice, I would highly recommend him
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Noor Kadhim
May 11, 2023
Gareth was so knowledgeable and friendly and obtained the best product for me. Very happy and highly recommend .
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Hayley Sanders
May 10, 2023
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Dave Curtis
May 10, 2023
Following the advice offered by Gareth Tunstill from First Choice, we have switched our PHI, getting increased coverage for a cheaper premium. Very happy with the service and the outcome.
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Andrew Woods
May 10, 2023
I WAS DIRECTED BY CHRIS AT MYTRIBE TO GARETH AT FIRST CHOICE WHEN RECENTLY REVIEWING MY WIFE'S AND MY ANNUAL MEDICAL INSURANCE. GARETH WAS VERY KNOWLEDGABLE AND PATIENT IN EXPLAINING OUR VARIIOUS OPTIONS. WE HAD SEVERAL TELEPHONE CONVERSATIONS AND EMAIL EXCHANGES OVER A PERIOD OF A FEW DAYS BEFORE WE CAME TO A DECISION. VERY GOOD PROFESSIONL SERVICE FROM GARETH.
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Michael Cooke
May 10, 2023
Very pleased with Gareth's independent advice, he knew my requirements exactly and gave me confidence in dealing with him.
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Molly Johnson
March 27, 2023
Good comparison costs & timely replies
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Ray Doody
March 17, 2023
Got excellent and clear advice from Gareth on the pros and cons of various alternatives. It was relatively complex as moving from corporate coverage to personal coverage.
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Richard Boulter
December 6, 2022

I wanted to share my thanks for myTribe Insurance providing data and analysis on medical consultancy fees drawing from their research this year (2022). With the onus nowadays on medical patients themselves seeking consultants' advice, rather than relying only on busy GPs for example, having access to such market information is a "public good" of the first order - from that first step when a medical insurer more or less says: ok, You find a suitable consultant that we can afford......

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Mildred Thornton
October 28, 2022

I was recommended myTribe by a friend who had recently taken out health insurance and I hjave to report that my experience was excellent too. The advisor that helped me (Steve), was patient and very knowledgeable.

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Michael Carter
October 25, 2022
Fast and effcient. Felt they took the time to really understand my circumstances.
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Barbara Reyes
October 24, 2022
mytribe is an excellent place to get free information about different types of insurance. I've used the site for years and am always amazed at how they can explain complex topics in language that's easy to understand.
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Mary Walton
October 20, 2022
Called to speak to them about health insurance and got a first-class service. Now speaking to them about my life cover that hasn't been reviewed for years.
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Steve Root
October 14, 2022
Spoke to a nice chap. Solid advice and saved a packet. Recommend.
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Norma Dorsey
August 30, 2022

Just finished sorting out my life insurance with My Tribe. Very professional.

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Francisco Nguyen
June 27, 2022

Got good advice and was able to get a good deal on my Vitality health insurance too.

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Importantly, myTribe doesn't provide financial advice.

The information on our website is meant to inform and educate people about insurance in the UK, but it isn’t financial advice. Please don’t base your decisions on information from our website, as it’s general and what is best for you will be different to others. We strongly recommend that you speak to an independent financial adviser to get personalised advice before you make a decision.

myTribe is completely free to use

myTribe is free to use, companies can’t pay to appear in any of our articles, nor do we run any form of advertising. Our primary objective has always been to provide people with the information they need to understand insurance products in the UK better.

So how is myTribe funded?

After researching products and services via our website, you should always go on to speak to an independent financial adviser about your requirements. If you find an FCA authorised broker through our website by requesting a comparison quote from us or otherwise, and then purchase an insurance policy, we may earn a commission. That isn’t always the case, though, and many people use our website each year and then purchase a product directly from a provider or via another channel, which would mean we earn no commissions.

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We're members of the Chartered Institute of Insurance

The Chartered Institute of Insurance is a professional body that works to build public trust in the insurance and financial planning profession.

Our team, is engaged in professional development with the CII, to ensure that our knowledge and information is of the highest quality.