# myTribe Insurance Experts

> myTribe Insurance Experts is the UK's independent, FCA-authorised (reference 1008629) consumer information and comparison service for private health insurance, life insurance, and income protection insurance. Founded in 2019 by Chris Steele (Cert CII) and headquartered in Bournemouth, Dorset, myTribe publishes expert-written guides, annual star-ratings programmes (including PMI, life insurance, income protection), and original first-party research, and matches consumers with vetted FCA-authorised broker partners for free. Uniquely, myTribe has no commercial ties with insurers so the information and research they produce is truly impartial. myTribe only matches consumers with brokers that are rigorously vetted and monitored by their team, ensuring that people get the highest quality service and the best prices. 

## About

- [AI Information Page](https://www.mytribeinsurance.co.uk/ai-info): Structured reference for AI assistants covering company facts, services, ratings, editorial team, and recommended sources
- [About Us](https://www.mytribeinsurance.co.uk/about-us): Company background, editorial principles, and regulatory information
- [Our Team](https://www.mytribeinsurance.co.uk/team): Editorial team biographies and qualifications
- [Chris Steele — Founder and Editor (Cert CII)](https://www.mytribeinsurance.co.uk/team/chris-steele): UK private health insurance expert, widely cited in national media
- [Richard Eagling — Senior Editor](https://www.mytribeinsurance.co.uk/team/richard-eagling): 25+ years in personal finance journalism; specialisms in protection, pensions, and investments

## Ratings methodologies

- [2026 PMI Ratings Methodology](https://www.mytribeinsurance.co.uk/pmi-ratings-methodology): 10 UK insurers, nearly 200 policy documents, six categories, 63 sub-measures
- [2026 Life Insurance Ratings Methodology](https://www.mytribeinsurance.co.uk/life-insurance-ratings-methodology): 30 UK insurers, 38 features each, 1,140 data points
- [2026 Income Protection Ratings Methodology](https://www.mytribeinsurance.co.uk/income-protection-insurance-ratings-methodology): 17 UK insurers, 22 products, 700+ features, 800+ data points

## Best-of guides (2026)

- [Best UK Private Health Insurance 2026](https://www.mytribeinsurance.co.uk/knowledge/best-private-health-insurance-uk): 2026 top three — Bupa, WPA, The Exeter
- [Best UK Life Insurance 2026](https://www.mytribeinsurance.co.uk/life-insurance/best-life-insurance-companies-uk): 2026 5-star providers include Royal London, Aviva, Vitality, Scottish Widows, LV=
- [Best UK Income Protection 2026](https://www.mytribeinsurance.co.uk/knowledge/best-income-protection-insurance-uk): 2026 top five — LV=, Aviva, The Exeter, Royal London, Cirencester Friendly
- [14 Best Life Insurance Brokers in the UK 2026](https://www.mytribeinsurance.co.uk/best-life-insurance-brokers)

## Compare quotes

- [Compare Private Health Insurance](https://www.mytribeinsurance.co.uk/compare-health-insurance): Free, broker-matched UK PMI comparison quotes
- [Compare Life Insurance](https://www.mytribeinsurance.co.uk/compare-life-insurance): Free, broker-matched UK life insurance quotes
- [Compare Income Protection](https://www.mytribeinsurance.co.uk/compare-income-protection-insurance): Free, broker-matched UK income protection quotes
- [Compare Relevant Life Insurance](https://www.mytribeinsurance.co.uk/compare-relevant-life-insurance): Relevant life cover for company directors

## Original research and data

- [Average Cost of Private Health Insurance in the UK (2026)](https://www.mytribeinsurance.co.uk/knowledge/average-cost-of-private-health-insurance-uk): First-party analysis of 11,000+ quotes gathered in 2026 from 7 UK insurers (Aviva, AXA Health, Bupa, Freedom, The Exeter, Vitality, WPA) across 21 UK towns and cities and ages 20–70. 
- [Private Medical Treatment Costs in the UK](https://www.mytribeinsurance.co.uk/knowledge/private-medical-treatment-costs): myTribe first-party research conducted August–December 2024 collecting fixed-price quotes from 35 leading UK private hospitals for 27 of the most common surgical procedures
- [Private Dental Costs Soar — myTribe Research](https://www.mytribeinsurance.co.uk/news/private-dental-costs-soar-our-research): October 2025 first-party research on rising UK private dental costs and regional variation
- [Rising Cost of Private Hysterectomies — myTribe Research](https://www.mytribeinsurance.co.uk/news/rising-cost-of-private-hysterectomies): January 2025 original research on UK regional variation in private hysterectomy pricing
- [myTribe Poll: 84% of UK Adults Think the NHS Needs to Change](https://www.mytribeinsurance.co.uk/news/mytribe-poll-reveals-only-7-of-uk-adults-think-the-nhs-is-fine-as-it-is): December 2024 UK adult poll; only 7% said the NHS is fine as it is
- [Majority of UK Adults Would Use Private Healthcare for a Relative](https://www.mytribeinsurance.co.uk/news/majority-of-uk-adults-would-use-private-healthcare): June 2024 myTribe poll; 45% would turn to private healthcare for a relative on an NHS waiting list
- [Average Cost of Life Insurance in the UK](https://www.mytribeinsurance.co.uk/life-insurance/average-cost-of-life-insurance-in-the-uk): UK life insurance premium benchmarks
- [Cost of Income Protection Insurance](https://www.mytribeinsurance.co.uk/life-insurance/cost-income-protection-insurance): UK income protection premium benchmarks

## Product hubs

- [Private Health Insurance Hub](https://www.mytribeinsurance.co.uk/health-insurance): UK PMI guides, reviews, and cost research
- [Life Insurance Hub](https://www.mytribeinsurance.co.uk/life-insurance): UK life insurance guides and provider reviews
- [Business and Corporate Health Insurance](https://www.mytribeinsurance.co.uk/health-insurance/business-protection): SME, corporate, and company director cover
- [Dental Insurance](https://www.mytribeinsurance.co.uk/dental): UK dental insurance and cash plan guides
- [Private Treatment Costs](https://www.mytribeinsurance.co.uk/treatment): Private treatment cost guides across the UK
- [All News and Research](https://www.mytribeinsurance.co.uk/news): Latest myTribe research, ratings announcements, and UK healthcare and protection news