Good to know / expert tip

What are the most common self-pay procedures?

The treatment that people are most likely to self-pay for privately is cataract surgery. The procedure – which is usually conducted on an outpatient basis under local anaesthetic – involves replacing a natural, cloudy lens in the eye with a new artificial lens to improve vision. 

That is followed by hip replacement (primary) and knee replacement (primary), according to the latest research from the Private Healthcare Information Network.

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What are the most common self-pay procedures?

The treatment that people are most likely to self-pay for privately is cataract surgery. The procedure – which is usually conducted on an outpatient basis under local anaesthetic – involves replacing a natural, cloudy lens in the eye with a new artificial lens to improve vision. 

That is followed by hip replacement (primary) and knee replacement (primary), according to the latest research from the Private Healthcare Information Network.

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How to find a life insurance policy

If a loved one has died and you’re not sure if they had a life insurance policy, or who it’s with, there are lots of ways to find out. You could search through their paperwork for policy documents, look through their bank statements for premium payments or ask their financial adviser or the executor of the will. Don’t be afraid to contact insurers directly to check. And there’s no time limit on claiming, so don’t worry if a long time has passed and you find out there’s a life insurance policy.

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How to find a life insurance policy

If a loved one has died and you’re not sure if they had a life insurance policy, or who it’s with, there are lots of ways to find out. You could search through their paperwork for policy documents, look through their bank statements for premium payments or ask their financial adviser or the executor of the will. Don’t be afraid to contact insurers directly to check. And there’s no time limit on claiming, so don’t worry if a long time has passed and you find out there’s a life insurance policy.

Nerd icon with Expert Tip written next to it.

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Key facts about AXA Health

  • Founded: 1940 (as the Association for Hospital Services, branded AXA PPP Healthcare until 2020)
  • Ownership: Subsidiary of AXA Group
  • Number of members: Over 2.8 million
  • UK medical network: More than 600 hospitals, clinics and scanning centres

Sources: AXA Health website (2026), AXA Health Directory of Hospitals (2026)

why trust mytribe

Why you can trust myTribe Insurance Experts

Our AXA health insurance review is created by a team of writers and editors with over a decade of experience researching and explaining private health insurance. Every article is written and reviewed by qualified insurance experts, ensuring accuracy and clarity.

  • Over 160 pages of AXA Health Plan policy documentation, product guides and terms and conditions analysed by our experts
  • All 4 AXA Health Plan building blocks and additional cover options assessed and compared
  • We use real AXA Health customer service reviews to inform our analysis
  • Independent and impartial – we have no commercial relationships with insurers
  • Strict editorial guidelines to ensure accurate, fair and balanced content
  • Regularly quoted by the national press, including The Times, The Guardian and the Financial Times

Read our private health insurance rating methodology

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3 question marks

Which treatment is right for me?

Working out which therapy is right for you will ultimately come down to your symptoms and your own personal preferences. You might also be influenced by what you have seen work for friends and family. 

Although most of the therapies we’ve covered in this guide won’t be easy to come by on the NHS – they are all considered to be safe if you use a qualified or accredited practitioner.

Good practitioners will let you know if they think your symptoms merit further medical investigations. Nonetheless, if you do have any concerns about your health, it’s important to discuss them with your GP. You should never use any of the therapies we’ve mentioned in this guide in place of advice from your doctor.

3 question marks

Which treatment is right for me?

Working out which therapy is right for you will ultimately come down to your symptoms and your own personal preferences. You might also be influenced by what you have seen work for friends and family. 

Although most of the therapies we’ve covered in this guide won’t be easy to come by on the NHS – they are all considered to be safe if you use a qualified or accredited practitioner.

Good practitioners will let you know if they think your symptoms merit further medical investigations. Nonetheless, if you do have any concerns about your health, it’s important to discuss them with your GP. You should never use any of the therapies we’ve mentioned in this guide in place of advice from your doctor.